Chances are you’ve heard the term “credit score” before—every financial decision from applying for a credit card to getting a mortgage loan—is affected by your credit score. But what is a credit score exactly and …
Rent or Buy? What to consider when looking at homeownership
It’s a modern age-old question: Rent or buy? As an adult, choosing whether to keep renting or to invest in homeownership is one of the biggest financial decisions you’ll probably have to make. Unfortunately, it’s …
Miami’s Brickell Condo Market Q1 – 2017 Update
Since the 2008 housing crisis, Miami’s Brickell Condo market had become attractive to domestic and international buyers. Some key contributing factors to this attractiveness is Florida’s favorable tax regulations, the slow global economy, and political …
3 Tips for Rebuilding Your Credit
You’ve just gone through a rough patch in your life and now you want to rebuild a sagging credit history. Or maybe you’re starting over, having given up credit years ago and you now have …
Tools for Buying a House? You May Want to Avoid the 30% Rule
Ask someone the question, “How much should I spend on a house?” and there’s a good chance that they will respond with the 30% rule. The 30% rule, which says not to spend more than …
How Multiple Inquires May Affect Your Credit
Buying a home means dealing a lot with your finances – and one of the most important pieces of that puzzle can be found in your credit report. Having a good score and a healthy …
Other Payments That Can Affect Your Monthly Mortgage Payment
One of the biggest changes in becoming a homeowner has to do with your monthly mortgage payment. Whereas before when you were renting, you could write one check and be done with it, there are …
Miami’s Brickell Condo Market Update – December 2016
Since the last housing crisis, the Miami Brickell condo real estate market had become attractive to domestic and international buyers. Some key contributing factors to this attractiveness is Florida’s favorable tax regulations, the slow global …
Miami Art Week & Art Basel Miami Beach
Miami has long been known as one of the world’s hottest vacation spots, but in recent years, the city has emerged to the forefront of Modern and Contemporary Art in the United States. The City …
Things That Get Overlooked by Home Inspectors
Putting your potential new home through an inspection is an important part of the closing process, as this is when the inspector sifts through your home from top to bottom looking for anything that might …
Condo and HOA Budgeting 101 for Homeowners
Many of us own a home or a condominium governed by a community association, or maybe you are considering buying one that is. Understanding the condo and HOA budgeting process in your community should be …
How to Reduce Mortgage Closing Costs
Once you’ve made it through pre-approval, your house search, making your offer and securing your loan, it’s time to prep for the last step: closing! Unfortunately, closing brings with it another round of costs – …
BRICKELL HEIGHTS 2 : FIND THE LIFE OF YOUR DREAMS IN THE TOWER YOU’LL LOVE
Brickell is taking flight as Miami’s hottest destination for the finest experiences Miami has to offer and Brickell Heights puts residents at the center of the excitement Envisioned with genius by the Related Group, it …
Preparing Your Home For a Hurricane
Your home is one of your largest investments, so protecting it from natural disasters like hurricanes is probably one of your top priorities. Hurricanes are common occurrences in the Southeastern parts of the United States. …
A Young Couples Guide to Buying a Starter Home
HIGHLIGHTS Newly married couples should establish a budget centered around homeownership Defining priorities, doing your research and hiring a Realtor is important steps Starting a life together as a newly married couple is exciting. The …
FICO Credit score 550 or more? No problem with special home loan programs available
HIGHLIGHTS In 2014, consumers with FICO credit scores higher than 660 made up a large portion of mortgage borrowers Home loan program available with a minimum FICO credit score of 550 The home buying process …
Saving for a Down Payment on a House just got easier with new 1% Down Program
HIGHLIGHTS 4 out of 10 people think you need a 20 percent down payment to buy a home Most lenders do not require a 20 percent down payment to buy a home New 1 percent …
How to Navigate Credit Issues That Can Affect Your Mortgage
No doubt about it, applying for a mortgage can be a long and involved process that can leave you feeling drained and financially exposed. But it’s in your best interest to be transparent with your …
Is a 203K Renovation Loan Your Key to Renovation Rescue?
You know that halfway excited feeling you get when things are almost perfect, but not quite? Like, say you found a house in the perfect neighborhood, but the house itself is not so perfect. But …
Tired of renting your Miami Condo? Buying one may not be so out of reach in the near future
HIGHLIGHTS Brickell condo renters on average are paying their landlords over $34,000 per year Miami condos are traded among investors like stocks and bonds are traded on Wall Street Less competition and a large condo …